Features
Everything, faster.
Four superpowers, one account. Built to make every pound move harder — with none of the fees.
01 — Transfers
Money in motion.
Transfers that land before the app closes. UK payments in under a second, international the same day — always at the real rate.
Free instant UK transfers
Same‑day international, real rate
Request, remind, and auto‑chase
−£4.80 · Coffee
+£3,200 · Salary
£120 → Mum · 0.3s
02 — Budgets
Spending that sorts itself.
Every payment lands in the right pot automatically. Set limits that nudge you before you blow them — not after.
Auto‑categorised in real time
Limits with gentle elbow nudges
Weekly digest every Monday
03 — Splitting
Never chase money again.
Split the bill in two taps and VOLT does the awkward part — the requests, the reminders, and the maths.
Split by amount, share, or item
Auto‑reminders, politely persistent
Settle straight from the chat
AR
JM
KT
+1
Dinner · £147 · 4 ways
You’re owed £36.75
AER · paid monthly
04 — Grow
Savings and stocks, one tap.
Instant‑access vaults at 4.5% AER, and fractional investing from £1. Spare change rounds up and gets to work.
4.5% AER, paid monthly
Stocks and funds from £1
Round‑ups on every card payment
One card, every mood.
Recycled plastic, electric cobalt, or 18‑gram steel — all with instant freeze and zero FX fees.
VOLT.
STANDARD
•••• 4291
VOLT.
PLUS
•••• 4291
VOLT.
METAL
•••• 4291
Security
Locked down, not locked in.
Biometric everything
Face or fingerprint for every sensitive action.
Instant card freeze
Lost it? Freeze in one tap, unfreeze when it turns up.
Verified device login
New device sign‑ins need your face, not just a code.
FSCS protected
Eligible deposits covered up to £85,000.
Download free
Ready to move?
Join two million people whose money finally keeps up with them.
iOS · Android · 2‑minute setup